Best 4-Year CD Rates in Cherry Hills Village, Colorado, CO

You are viewing rates from banks across Cherry Hills Village

Below are four-year CD Rates from banks in Colorado . Four-Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

Cherry Hills Village, CO - August 2, 2025

4 Year CD National Average : 0.82% ^?

Banks	APY	MIN	MILES ^?
Popular Direct	4.15%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 365 days interest. Rate History: 4.15% → 4.05% → 4.00% → 3.90% → 4.15%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Merrick Bank	4.05%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.20% → 4.10% → 4.00% → 3.85% → 4.05%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Beal Bank USA Denver Branch	3.45%	$1,000	-	Learn More
Rate History: 3.95% → 3.85% → 3.80% → 3.45%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Vio Bank, A Division of MidFirst Bank	2.75%	$500	-	Learn More Add Review
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Citizens	2.75%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
Zions Bank Southwest Branch	2.53%	$1,000	-	Learn More Add Review
Rate History: 3.05% → 2.53%
JPMorgan Chase Bank, National Association Greeley Downtown Branch	2.00%	$10,000	-	Learn More
Rate History: 2.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
High Country Bank High Country Bank Branch	1.70%	$100,000	-	Learn More Add Review
BOKF, National Association Colorado State Bk & Trust Denver Dt Branch	1.55%	$100,000	-	Learn More
Aku \| May 29, 2020 Dua Read More Reviews (1)
First Pioneer National Bank First Pioneer National Bank Branch	1.36%	$100,000	-	Learn More Add Review
Champion Bank Champion Bank Branch	1.34%	$10,000	-	Learn More Add Review
Four Corners Community Bank The Citizens State Bank Of Cortez Br Branch	1.25%	$10,000	-	Learn More
Unhappy customer definitely NOT THE BANK FOR ME! \| Sep 21, 2020 I am fed up with how poorly this bank is run. I have made deposit and given a receipt with the wrong amount more than once. I have received other customer's cancelled checks. The online bank site is a mess... Read More Reviews (1)
First National Bank, Cortez First National Bank, Cortez Branch	1.18%	$100,000	-	Learn More Add Review
Park State Bank & Trust Park State Bank & Trust Branch	1.16%	$500	-	Learn More Add Review
NBH Bank Greeley Branch	1.15%	$10,000	-	Learn More Add Review
First Pioneer National Bank First Pioneer National Bank Branch	1.11%	$10,000	-	Learn More Add Review
Yampa Valley Bank Yampa Valley Bank Branch	1.11%	$10,000	-	Learn More Add Review
First Southwest Bank Center Branch	1.11%	$10,000	-	Learn More Add Review
First National Bank Arapahoe Bank And Trust Branch	1.10%	$1,000	-	Learn More Add Review
Equitable Savings and Loan Association Equitable Savings And Loan Associati Branch	1.06%	$10,000	-	Learn More Add Review
First FarmBank First Farmbank Branch	1.05%	$10,000	-	Learn More Add Review
Gunnison Savings and Loan Association Gunnison Savings And Loan Associatio Branch	1.01%	$10,000	-	Learn More Add Review
The State Bank The State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Mountain Valley Bank Mountain Valley Bank Branch	1.00%	$10,000	-	Learn More Add Review
Points West Community Bank Points West Community Bank Branch	1.00%	$10,000	-	Learn More Add Review
Golden Belt Bank, FSA Fort Morgan Br Branch	1.00%	$10,000	-	Learn More Add Review
North Valley Bank North Valley Bank Branch	1.00%	$10,000	-	Learn More Add Review
First National Bank, Cortez First National Bank, Cortez Branch	0.99%	$10,000	-	Learn More Add Review
MNB BANK Burlington Colorado Branch	0.90%	$10,000	-	Learn More Add Review
CoreFirst Bank & Trust Corefirst - Vallagio Branch	0.90%	$10,000	-	Learn More Add Review
Points West Community Bank Points West Community Bank Branch	0.90%	$10,000	-	Learn More Add Review
GNBank, National Association Valley State Bank Branch	0.85%	$10,000	-	Learn More Add Review
High Country Bank High Country Bank Branch	0.85%	$10,000	-	Learn More Add Review
The Gunnison Bank and Trust Company The Gunnison Bank And Trust Company Branch	0.85%	$10,000	-	Learn More Add Review
FMS Bank Fms Bank Branch	0.85%	$100,000	-	Learn More Add Review
Del Norte Bank Del Norte Bank Branch	0.80%	$100,000	-	Learn More Add Review
Integrity Bank & Trust Integrity Bank & Trust Branch	0.80%	$10,000	-	Learn More Add Review
Academy Bank, National Association Razorback Road Branch	0.80%	$10,000	-	Learn More
Fran1 \| Feb 4, 2020 Academy was great helping me open a new account Read More Reviews (5)
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	0.80%	$100,000	-	Learn More Add Review
Farmers Bank Farmers Bank Branch	0.75%	$10,000	-	Learn More
eberhard1111 \| Sep 10, 2019 215,000.00 Read More Reviews (1)
Stockmens Bank Stockmens Bank Branch	0.75%	$10,000	-	Learn More Add Review
The Farmers State Bank of Brush The Farmers State Bank Of Brush Branch	0.75%	$10,000	-	Learn More Add Review
The Dolores State Bank The Dolores State Bank Branch	0.75%	$100,000	-	Learn More Add Review
The Pueblo Bank and Trust Company The Pueblo Bank And Trust Company Branch	0.75%	$10,000	-	Learn More Add Review
Rocky Mountain Bank & Trust Rocky Mountain Bank & Trust Branch	0.75%	$100,000	-	Learn More Add Review
FMS Bank Fms Bank Branch	0.75%	$10,000	-	Learn More Add Review
Adams Bank & Trust Garden Of The Gods Branch	0.75%	$10,000	-	Learn More Add Review
The Dolores State Bank The Dolores State Bank Branch	0.70%	$10,000	-	Learn More Add Review
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	0.70%	$10,000	-	Learn More Add Review
Del Norte Bank Del Norte Bank Branch	0.70%	$10,000	-	Learn More Add Review
Grand Valley Bank Fruita Branch	0.70%	$10,000	-	Learn More Add Review
FNB Bank Kirk Branch	0.70%	$100,000	-	Learn More Add Review
Home Loan State Bank Home Loan State Bank Branch	0.65%	$10,000	-	Learn More Add Review
Waypoint Bank Mountain View Branch	0.65%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Fort Carson Facility Branch	0.60%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
FirstOak Bank Firstoak Bank-Pueblo Branch	0.60%	$10,000	-	Learn More Add Review
Redstone Bank Redstone Bank Branch	0.60%	$10,000	-	Learn More Add Review
The First National Bank of Las Animas Fowler Branch	0.60%	$10,000	-	Learn More Add Review
Rocky Mountain Bank & Trust Rocky Mountain Bank & Trust Branch	0.60%	$10,000	-	Learn More Add Review
Timberline Bank Timberline Bank Branch	0.59%	$1,000	-	Learn More Add Review
First National Bank Arapahoe Bank And Trust Branch	0.57%	$10,000	-	Learn More Add Review
Native American Bank, National Association Native American Bank, National Association Branch	0.55%	$100,000	-	Learn More Add Review
Frontier Bank Walsh Branch	0.55%	$100,000	-	Learn More Add Review
5Star Bank 5star Bank Branch	0.55%	$10,000	-	Learn More Add Review
Native American Bank, National Association Native American Bank, National Association Branch	0.50%	$10,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.50%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Frontier Bank Walsh Branch	0.50%	$10,000	-	Learn More Add Review
Liberty Savings Bank, F.S.B. E Yale Ave Branch	0.45%	$10,000	-	Learn More Add Review
Glacier Bank Valley Plaza Branch	0.45%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
MidFirst Bank Cherry Creek Bkg Ctr Branch	0.40%	$1,000	-	Learn More
sharzns \| Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More Reviews (3)
ANB Bank Anb Bank Branch	0.40%	$10,000	-	Learn More Add Review
InBank Southlands Branch	0.35%	$100,000	-	Learn More
Trujillo \| Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More Reviews (1)
UMB Bank, National Association Mountain States Bank Branch	0.30%	$10,000	-	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
InBank Southlands Branch	0.30%	$10,000	-	Learn More
Trujillo \| Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More Reviews (1)
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
First-Citizens Bank & Trust Company Boulder Branch	0.15%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
U.S. Bank National Association Cedaredge Branch	0.15%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
First National Bank of Omaha Johnstown Branch	0.12%	$500	-	Learn More Add Review
KeyBank National Association 300 West Oak Street Branch	0.05%	$2,500	-	Learn More
Rate History: 0.03% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
FNB Bank Kirk Branch	0.05%	$10,000	-	Learn More Add Review
Bank of America, National Association Cherry Creek Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
Evergreen National Bank Georgetown Branch	0.01%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Beal Bank USA Denver Branch	154 Steele Street	Denver	CO
Zions Bank Southwest Branch	1380 South Federal Boulevard	Denver	CO
JPMorgan Chase Bank, National Association Greeley Downtown Branch	822 7th Street	Greeley	CO
High Country Bank High Country Bank Branch	7360 West Us Highway 50	Salida	CO
BOKF, National Association Colorado State Bk & Trust Denver Dt Branch	1600 Broadway	Denver	CO
First Pioneer National Bank First Pioneer National Bank Branch	145 West Fourth Street	Wray	CO
Champion Bank Champion Bank Branch	16790 Centre Court	Parker	CO
Four Corners Community Bank The Citizens State Bank Of Cortez Br Branch	77 West Main Street	Cortez	CO
First National Bank, Cortez First National Bank, Cortez Branch	2258 E. Main Street	Cortez	CO
Park State Bank & Trust Park State Bank & Trust Branch	710 W Hwy 24	Woodland Park	CO
NBH Bank Greeley Branch	3780 West 10th Street	Greeley	CO
First Pioneer National Bank First Pioneer National Bank Branch	145 West Fourth Street	Wray	CO
Yampa Valley Bank Yampa Valley Bank Branch	600 South Lincoln Avenue	Steamboat Springs	CO
First Southwest Bank Center Branch	2060 East Highway 112	Center	CO
First National Bank Arapahoe Bank And Trust Branch	7777 East Arapahoe Road	Englewood	CO
Equitable Savings and Loan Association Equitable Savings And Loan Associati Branch	221 N 3rd St	Sterling	CO
First FarmBank First Farmbank Branch	2939 65th Avenue	Greeley	CO
Gunnison Savings and Loan Association Gunnison Savings And Loan Associatio Branch	303 North Main St	Gunnison	CO
The State Bank The State Bank Branch	124 Colorado Street	La Junta	CO
Mountain Valley Bank Mountain Valley Bank Branch	461 Main	Walden	CO
Points West Community Bank Points West Community Bank Branch	1291 Main Street	Windsor	CO
Golden Belt Bank, FSA Fort Morgan Br Branch	321 Ensign Street	Fort Morgan	CO
North Valley Bank North Valley Bank Branch	9001 North Washington Street	Thornton	CO
First National Bank, Cortez First National Bank, Cortez Branch	2258 E. Main Street	Cortez	CO
MNB BANK Burlington Colorado Branch	17999 Us Highway 385	Burlington	CO
CoreFirst Bank & Trust Corefirst - Vallagio Branch	10130 E. Dry Creek Road	Englewood	CO
Points West Community Bank Points West Community Bank Branch	1291 Main Street	Windsor	CO
GNBank, National Association Valley State Bank Branch	204 South Fourth St	Lamar	CO
High Country Bank High Country Bank Branch	7360 West Us Highway 50	Salida	CO
The Gunnison Bank and Trust Company The Gunnison Bank And Trust Company Branch	232 West Tomichi Avenue	Gunnison	CO
FMS Bank Fms Bank Branch	520 Sherman Street	Fort Morgan	CO
Del Norte Bank Del Norte Bank Branch	705 Grand Avenue	Del Norte	CO
Integrity Bank & Trust Integrity Bank & Trust Branch	1275 Village Ridge Point	Monument	CO
Academy Bank, National Association Razorback Road Branch	8250 Razorback Road	Colorado Springs	CO
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	2001 North Main Street	Longmont	CO
Farmers Bank Farmers Bank Branch	119 First Street	Ault	CO
Stockmens Bank Stockmens Bank Branch	25 N. Cascade Avenue	Colorado Springs	CO
The Farmers State Bank of Brush The Farmers State Bank Of Brush Branch	200 Clayton Street	Brush	CO
The Dolores State Bank The Dolores State Bank Branch	101 South 6th Street	Dolores	CO
The Pueblo Bank and Trust Company The Pueblo Bank And Trust Company Branch	301 West 5th Street	Pueblo	CO
Rocky Mountain Bank & Trust Rocky Mountain Bank & Trust Branch	101 East Main Street	Florence	CO
FMS Bank Fms Bank Branch	520 Sherman Street	Fort Morgan	CO
Adams Bank & Trust Garden Of The Gods Branch	1310 Garden Of The Gods Road	Colorado Springs	CO
The Dolores State Bank The Dolores State Bank Branch	101 South 6th Street	Dolores	CO
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	2001 North Main Street	Longmont	CO
Del Norte Bank Del Norte Bank Branch	705 Grand Avenue	Del Norte	CO
Grand Valley Bank Fruita Branch	452 South Maple	Fruita	CO
FNB Bank Kirk Branch	2988 County Road M	Kirk	CO
Home Loan State Bank Home Loan State Bank Branch	205 N. 4th Street	Grand Junction	CO
Waypoint Bank Mountain View Branch	24 South Weber Street Suite 151	Colorado Springs	CO
Armed Forces Bank, National Association Fort Carson Facility Branch	6384 Wetzel Avenue, Building 1512	Fort Carson	CO
FirstOak Bank Firstoak Bank-Pueblo Branch	1419 W Us Highway 50	Pueblo	CO
Redstone Bank Redstone Bank Branch	15765 East Arapahoe Road	Centennial	CO
First National Bank Colorado Fowler Branch	117 Main Street	Fowler	CO
Rocky Mountain Bank & Trust Rocky Mountain Bank & Trust Branch	101 East Main Street	Florence	CO
Timberline Bank Timberline Bank Branch	633 24 Road	Grand Junction	CO
First National Bank Arapahoe Bank And Trust Branch	7777 East Arapahoe Road	Englewood	CO
Native American Bank, National Association Native American Bank, National Association Branch	999 18th Street	Denver	CO
Frontier Bank Walsh Branch	501 North Colorado	Walsh	CO
5Star Bank 5star Bank Branch	Peterson Air Force Base, 455 W. Paine St., Bldg. 1485	Colorado Springs	CO
Native American Bank, National Association Native American Bank, National Association Branch	999 18th Street	Denver	CO
Frontier Bank Walsh Branch	501 North Colorado	Walsh	CO
Liberty Savings Bank, F.S.B. E Yale Ave Branch	6460 E. Yale Avenue	Denver	CO
Glacier Bank Valley Plaza Branch	2452 Highway 6 And 50	Grand Junction	CO
MidFirst Bank Cherry Creek Bkg Ctr Branch	101 Cook Street	Denver	CO
ANB Bank Anb Bank Branch	3033 East First Avenue	Denver	CO
InBank Southlands Branch	24450 East Smoky Hill Road	Aurora	CO
UMB Bank, National Association Mountain States Bank Branch	1635 East Colfax Avenue	Denver	CO
InBank Southlands Branch	24450 East Smoky Hill Road	Aurora	CO
First-Citizens Bank & Trust Company Boulder Branch	1601 28th Street	Boulder	CO
U.S. Bank National Association Cedaredge Branch	105 South Grand Mesa Drive	Cedaredge	CO
First National Bank of Omaha Johnstown Branch	100 Johnstown Center Drive	Johnstown	CO
KeyBank National Association 300 West Oak Street Branch	300 West Oak Street	Fort Collins	CO
FNB Bank Kirk Branch	2988 County Road M	Kirk	CO
Bank of America, National Association Cherry Creek Branch	100 Filmore Street, Suite 100	Denver	CO
Evergreen National Bank Georgetown Branch	502 Sixth Street	Georgetown	CO

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Four year CDs are a longer-term CD and offer a fixed rate for 4 years in return for a commitment to keep the money in the bank for this period of time. While savers can withdraw the money (termed "breaking the CD") high penalties make this undesirable. Generally, an individual should not invest in a four year CD unless they are comfortable parting with the money for this period of time.

Safety

Four year CDs from FDIC insured banks are insured up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure. For this who remain within FDIC limits, the principal threat is inflation. The value of longer-term CDs are especially prone to be eaten away by inflation, especially if the CD is opened in a rising rate environment.

Interest

Four year CDs currently pay between .40-.60 percentage points more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years. To get a sense of rate trends, please visit our BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

4 year CDs provide a fixed rate for the term of the CD
The rate is higher than a savings account or a 1 year CD to compensate for the longer term.
Branch-opened CDs can be done quickly in one day.

Disadvantages of four year CDs

The saver's money is locked away for four years unless they want to break the CD and pay a penalty.
In a rising rate environment, inflation will reduce the value of the money in the CD over time.
Branch CDs require the saver to visit a branch and be subjected to cross-sell pitches and other marketing tactics.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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Cherry Hills Village, Colorado CD Rates – 4-Year

Branches Info around zip 10007

PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Safety

Interest

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

Disadvantages of four year CDs

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